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Rooms and Rest Financing Options

Buy Now, Pay Later

We have financing options for everyone. Apply online or visit us in-store for detailed information on available financing options or current promotions and offers.

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Synchrony with Rooms and Rest

Convenient monthly payments

Special in-store & online deals

Longer term financing available in store

Already have a Signature Card?

Financing Details

'No Interest If Paid In Full Within 12 months on qualifying purchases with your Synchrony HOME Credit Card. 12 months on purchases of $399 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance.

New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.*New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit limit increase.

*Subject to credit approval.

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Rooms and Rest features a great selection of sofas, sectionals, recliners, chairs, leather furniture, custom upholstery, beds, mattresses, dressers, nightstands, dining sets, kitchen storage, office furniture, entertainment and can help you with your home design and decorating. Rooms and Rest offers great quality furniture, at a low price to the Mankato, Austin, New Ulm, Southern Minnesota area.
Information Accuracy - We have taken great care to provide you with information that is accurate and useful. Please notify us if you find an error and we will do our best to correct it. We ask that you contact us directly to confirm information about pricing, color, features, dimensions, availability and lead times.